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Interest Rate

If you’re about to buy a house, there are a few things @mguerrerorealestate wants to you avoid to get the best interest rate. Changing jobs, buying a new car, and co-signing on another loan are all things you should wait to do until you close.

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Q: The way the real estate market is going, if my husband and I sell our house, we will more than likely sell high and be buying high, making it a “wash.” I know that no one can predict the future, but if we are buying high this year, do you think that we will get our money back on the “new” house in 8 to 10 years?

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A bad credit score can make it difficult for you to qualify for a loan. If your score is too low, this increases the chances of having your loan denied. And even if a lender approves your loan, you will likely be charged a higher interest rate. Since lenders often use different credit scoring models […]

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